The Mortgage Planning Team helps clients integrate the management of liabilities and real estate equity into their overall short and long-term financial planning strategy. We specialize in working with financial, legal and tax professionals to provide integrated equity solutions.

Visit the Workshops page for upcoming Continuing Education events where you can learn what working with a professional Mortgage Planner can do for your clients and for your practice.

Total Balance Sheet Management™ is a concept that all debt, including a home mortgage, should be evaluated and managed as part of an individual's overall financial plan. With Total Balance Sheet Management, individuals manage their liabilities with a goal of increasing their assets. This is because smart management of liabilities (i.e., mortgages and other debts) can ultimately reduce the cost of debt, protect and preserve assets and free up liquidity to help long-term net worth growth.

To request a copy of the article How the Affluent Manage Home Equity to Safely and Conservatively Build Wealth, please complete the form below.   Be sure to specify the article you are requesting. 

If you would like to disucss a Mortgage Planning case right now, contact Kevin Kroskey at 216-373-7670.